INVESTOR: How My Stocks Bought With CPF Savings Have Done (2014)

I read my end-Aug 2014 bank statement with a sigh -- the market value of my share portfolio bought with Central Provident Fund (CPF) savings continued to hover around the S$130,000 level where it was last year.

In my article in July last year (INVESTOR: How My Stocks Bought With CPF Savings Have Done (2013)), it was $132,232.

Has it in fact gone down?

Actually no, as I learnt with relief after computing the dividends.

cpf9.14 Screenshot of bank statement for end-August 2014: The $131,143 valuation does not include $6,883 in dividends derived from: ComfortDelGro: $1,320; SingTel: $708; ST Engineering: $4,854.

In my 2013 article, the value of my portfolio was $132,232 while the dividends amounted to $4,652 from ComfortDelGro, SingTel and ST Engineering. Total: $136,884.

Since then (ie end-June 2013), I had collected three rounds of dividends -- interim dividend for FY13, final dividend for FY13 and interim dividend for FY14.

The total dividends: $6,883 (By the way, after the companies pay out the dividends, these are funnelled straight into my CPF Ordinary Account by my bank and is not reflectted in the portfolio details).

Thus, the total gain was $131,143 (market value of stocks) + $6,883 = $138,026. There was a net gain of $1,142 since.

On specific performance, comparing the two tables, I saw that ComfortDelgro did very well in delivering capital gain but ST Engineering slipped.

I will continue to own these stocks, which I bought a long time ago.

Why? Read what I wrote at length in INVESTOR: How My Stocks Bought With CPF Savings Have Done (2013).

cpfjune2013 Screenshot of bank statement as at end-June 2013.

Counter Name	Last	Change
AEM Holdings	2.380	0.020
Best World	2.470	0.020
Boustead Singapore	0.935	-0.020
Broadway Ind	0.127	0.001
China Aviation Oil (S)	0.920	-0.010
China Sunsine	0.420	0.005
ComfortDelGro	1.480	-0.010
Delfi Limited	0.885	-0.025
Food Empire	1.280	-
Fortress Minerals	0.310	-
Geo Energy Res	0.310	0.005
Hong Leong Finance	2.530	0.020
Hongkong Land (USD)	3.230	0.020
InnoTek	0.545	-0.005
ISDN Holdings	0.300	-0.005
ISOTeam	0.044	-
IX Biopharma	0.043	-
KSH Holdings	0.250	-
Leader Env	0.052	0.002
Ley Choon	0.049	-
Marco Polo Marine	0.070	-
Mermaid Maritime	0.140	-0.001
Nordic Group	0.315	-
Oxley Holdings	0.087	0.001
REX International	0.129	-0.003
Riverstone	0.790	0.005
Southern Alliance Mining	0.485	0.055
Straco Corp.	0.485	-
Sunpower Group	0.205	-
The Trendlines	0.065	-
Totm Technologies	0.022	-
Uni-Asia Group	0.840	0.020
Wilmar Intl	3.210	-0.020
Yangzijiang Shipbldg	1.740	-0.020

Counter Name

Last

Change

AEM Holdings

2.380

0.020

Best World

2.470

0.020

Boustead Singapore

0.935

-0.020